SAP Alternatives

Microsoft Dynamics 365 as an SAP alternative, from Business One to ECC

The packaged alternative with the most transparent pricing, split into a small-business line and an enterprise line.

Contents
  1. Which product replaces which
  2. AI
  3. Strengths and limits
  4. Pricing
  5. What to ask Microsoft or a partner
  6. Sources
TypePackaged ERP family
PricingPublished
Websitemicrosoft.com

Microsoft is the only vendor in this directory that publishes a price for both a small-business ERP and an enterprise ERP⁠12.

Best for: Companies that want a packaged ERP at a list price they can read today: Business Central for small and mid-sized firms leaving Business One, ByDesign or a small ECC system; Finance and Supply Chain Management for large estates.

Not the right fit for: Buyers who expect one licence to cover the whole estate, or who want to avoid per-user pricing and agents billed by consumption.

Which product replaces which

Business Central is the counterpart to SAP Business One and ByDesign. Essentials covers finance, sales and operations at $80 per user a month; Premium adds service management and manufacturing at $110; Team Members licences for occasional users cost $8⁠1.

Dynamics 365 Finance and Dynamics 365 Supply Chain Management are the counterparts to ECC and S/4HANA. Each costs $210 per user a month, or $300 for Premium, paid yearly⁠23.

AI

Copilot is included in Business Central. Agents run on Copilot Credits bought through Copilot Studio, either prepaid or pay-as-you-go, and require an Azure subscription. Finance Premium includes 1,000 credits per user a month⁠2.

Strengths and limits

Strengths

  • Every ERP price is public: Business Central Essentials $80 and Premium $110, Finance and Supply Chain Management $210 each or $300 for Premium, per user a month, paid yearly.
  • Covers the range from a 20-person firm to a multi-entity group with two product lines from one vendor.
  • Finance Premium includes 1,000 Copilot Credits per user a month.

Limits

  • Two enterprise applications to license separately when finance and supply chain are both needed.
  • Agents consume Copilot Credits and need an Azure subscription; base licences do not state any included credits.
  • Microsoft publishes neither the cost nor the duration of an implementation.

Choose another option if: You want the ERP, CRM and communications in one system you own (OpenLazarus), or a lower price with an on-premise option (Odoo).

Pricing

Published list prices for each user per month on yearly payment. Business Central: Essentials $80, Premium $110, Team Members $8. Finance and Supply Chain Management: $210 apiece, $300 in the Premium tier.

What to ask Microsoft or a partner

  • Which of our users need Finance, Supply Chain Management, or both?
  • How many Copilot Credits would our expected agent use consume?
  • What do partners quote for implementation and data migration from SAP?
  • What happens to the price at renewal?

For this entry beside the others, see the comparison table.

Sources

  1. Dynamics 365 Business Central pricing. Microsoft. Accessed 11 Nov 2026.
  2. Dynamics 365 Finance pricing. Microsoft. Accessed 11 Nov 2026.
  3. Dynamics 365 Supply Chain Management pricing. Microsoft. Accessed 11 Nov 2026.

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