Microsoft Dynamics 365 as an SAP alternative, from Business One to ECC
The packaged alternative with the most transparent pricing, split into a small-business line and an enterprise line.
Contents
| Type | Packaged ERP family |
|---|---|
| Pricing | Published |
| Website | microsoft.com |
Microsoft is the only vendor in this directory that publishes a price for both a small-business ERP and an enterprise ERP12.
Best for: Companies that want a packaged ERP at a list price they can read today: Business Central for small and mid-sized firms leaving Business One, ByDesign or a small ECC system; Finance and Supply Chain Management for large estates.
Not the right fit for: Buyers who expect one licence to cover the whole estate, or who want to avoid per-user pricing and agents billed by consumption.
Which product replaces which
Business Central is the counterpart to SAP Business One and ByDesign. Essentials covers finance, sales and operations at $80 per user a month; Premium adds service management and manufacturing at $110; Team Members licences for occasional users cost $81.
Dynamics 365 Finance and Dynamics 365 Supply Chain Management are the counterparts to ECC and S/4HANA. Each costs $210 per user a month, or $300 for Premium, paid yearly23.
AI
Copilot is included in Business Central. Agents run on Copilot Credits bought through Copilot Studio, either prepaid or pay-as-you-go, and require an Azure subscription. Finance Premium includes 1,000 credits per user a month2.
Strengths and limits
Strengths
- Every ERP price is public: Business Central Essentials $80 and Premium $110, Finance and Supply Chain Management $210 each or $300 for Premium, per user a month, paid yearly.
- Covers the range from a 20-person firm to a multi-entity group with two product lines from one vendor.
- Finance Premium includes 1,000 Copilot Credits per user a month.
Limits
- Two enterprise applications to license separately when finance and supply chain are both needed.
- Agents consume Copilot Credits and need an Azure subscription; base licences do not state any included credits.
- Microsoft publishes neither the cost nor the duration of an implementation.
Choose another option if: You want the ERP, CRM and communications in one system you own (OpenLazarus), or a lower price with an on-premise option (Odoo).
Pricing
Published list prices for each user per month on yearly payment. Business Central: Essentials $80, Premium $110, Team Members $8. Finance and Supply Chain Management: $210 apiece, $300 in the Premium tier.
What to ask Microsoft or a partner
- Which of our users need Finance, Supply Chain Management, or both?
- How many Copilot Credits would our expected agent use consume?
- What do partners quote for implementation and data migration from SAP?
- What happens to the price at renewal?
For this entry beside the others, see the comparison table.
Sources
- Dynamics 365 Business Central pricing. Microsoft. Accessed 11 Nov 2026.
- Dynamics 365 Finance pricing. Microsoft. Accessed 11 Nov 2026.
- Dynamics 365 Supply Chain Management pricing. Microsoft. Accessed 11 Nov 2026.